Legal Notices - Journal of the San Juans

IV (a condominium) Assessor's Property Tax Parcel/Account Number(s): 351149100014 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. formerly known as Bishop, White & Marshall, P.S. will on October 1, 2010 at 10:00 am in the lobby of the San Juan County Courthouse, 350 Court Street, in the City of Friday Harbor located at San Juan County, State of Washington, sell at public auction to the highest bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in San Juan County, State of Washington, to-wit; Unit No. 14, Building 7, Gateway One Phase IV (a condominium), according to the Amended Declaration thereof recorded November 8, 2005, under Auditor's File Number 2005 1108016; and Survey Map and Plans thereof recorded in Volume 1 of Condominiums at Pages 85 and 85A, records of San Juan County, Washington. which is subject to that certain Deed of Trust dated July 13, 2006, recorded July 20, 2006, under Auditor's File No. 20060720015 records of San Juan County, Washington, from Roland Fretland, a married man as his separate estate, as Grantor, to Chicago Title Company, Island Division, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for Liberty Financial Group, Inc and its successors and assigns as beneficiary. The beneficial interest is now held by U.S. Bank National Association, as Trustee relating to Chevy Chase Funding LLC Mortgage Backed Certificates Series 2006-3. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Delinquent Monthly Payments Due from 6/1/2009 through 6/1/2010: 3 payment(s) at $949.76 10 payment(s) at $1008.16 Total:12,930.88 Accrued Late Charges:$ 409.74 Lender's Recoverable Corporate Advance Balance2,401.03 TOTAL DEFAULT$15,741.65 IV The sum owing on the obligation secured by the Deed of Trust is: $221,385.66, together with interest from May 1, 2009 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on October 1, 2010. The payments, late charges, or other defaults must be cured by September 20, 2010 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before September 20, 2010 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after September 20, 2010 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following addressees): See 'Mailing List' attached hereto and incorporated herein by this reference. 'Mailing List' Roland Fretland 475 Perry Place #14 Friday Harbor, WA 98250 Jane Doe Fretland Spouse of Roland Fretland 475 Perry Place #14 Friday Harbor, WA 98250 Roland Fretland 3631 Colby Ave Everett, WA 98201 Jane Doe Fretland Spouse of Roland Fretland 3631 Colby Ave Everett, WA 98201 Aaron L. Shields 475 Perry Place #14 Friday Harbor, WA 98250 Aaron L. Shields 3631 Colby Ave Everett, WA 98201 Roland Fretland 5126 Pilchuck Tree Farm Road Snohomish, WA 98290 Jane Doe Fretland Spouse of Roland Fretland 5126 Pilchuck Tree Farm Road Snohomish, WA 98290 by both first class and certified mail on February 2, 2010, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on February 3, 2010, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. EFFECTIVE DATE: June 30, 2010 BISHOP, WHITE, MARSHALL & WEIBEL, P.S. FORMERLY KNOWN AS BISHOP, WHITE & MARSHALL, P.S., Successor Trustee By: /s/ William L. Bishop, Jr. 720 Olive Way, Suite 1301 Seattle, WA 98101 206-622-7527 State of Washington ) ) ss. County of King ) On this 30th day of June, 2010, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared the above named person, to me known to be an Officer of Bishop, White, Marshall & Weibel, P.S. formerly known as Bishop, White & Marshall, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. /s/ Angelique D Connell Name: Angelique D Connell NOTARY PUBLIC in and for the State of Washington at King County My Appt. Exp: 9-11-12 Legal No: J1000 Published: The Journal of the San Juan Islands September 1 and 22, 2010

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