Legal Notices - Islands' Sounder

10:00 AM at In the lobby of the San Juan County Courthouse, 350 Court Street, Friday Harbor, Washington sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of San Juan, State of Washington, to-wit: PARCEL A Lot 15, DOLPHIN ACRES, according to the plat recorded in Volume 5 of Plats, pages 15,15A and 15B, records of San Juan County, Washington, EXCEPT mobile home located thereon. PARCEL B An easement for roadway and utility purposes over, under and across the road right of way shown as Quarry Lane and ridgeway Lane on the map of the plat and as contained in the Dedication of the Plat of DOLPHIN ACRES, according to the plat recorded in Volume 5 of Plats, pages 15, 15A and 15B, records of San Juan County, Washington, PARCEL C An easement for ingress, egress and utilities over and across a 40.0 feet wide strip of land being in portions of Lot 14, Plat of DOLPHIN ACRES, as same is recorded in Volume 5 of Plats, page 15, the centerline of which is described as follows: Commencing at the Southerly corner of Lots 14 and 15 of said plat; THENCE along the lot line common to Lots 14 and 15, North 00º01'48" East for a distance of 67.45 feet THE TRUE POINT OF BEGINNING OF THE CENTERLINE DESCRIPTION; THENCE said centerline runs South 89º20'08" West for a distance of 37.62 feet; THENCE along a curve to the left having a radius of 109.36 feet and an arc length 76.69 feet being subtended by a chord of South 69º14'43" West for a distance of 75.13 feet; THENCE South 49º09'18" West for a distance of 31.84 feet; THENCE South 89º48'39" West for a distance of 54.89 feet; THENCE North 67º39'33" West for a distance of 82.44 feet to a point on the West line of said Lot 14 and the terminus of this centerline description. Situate in San Juan County, Washington Commonly known as: 421A AND 421B QUARRY LANE EASTSOUND, WASHINGTON 98245 which is subject to that certain Deed of Trust dated 12/30/2006, recorded 1/5/2007, under Auditor's File No. 2007 0105016, in Book , Page records of San Juan County, Washington, from MARTY M. MEAD, AN UNMARRIED INDIVIDUAL, as Grantor(s), to ORANGE COAST TITLE CO, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR QUICKEN LOANS INC., as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR QUICKEN LOANS INC. to Ally Bank f/k/a GMAC Bank.. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 9/1/2009 THRU 11/30/2009 NO.PMT 3 AMOUNT $2,240.44 TOTAL $6,721.32 FROM 12/1/2009 THRU 6/28/2010 NO.PMT 7 AMOUNT $2,229.18 TOTAL $15,604.26 LATE CHARGE INFORMATION FROM 9/1/2009 THRU 11/30/2009 NO. LATE CHARGES 3 TOTAL $288.15 FROM 12/1/2009 THRU 6/28/2010 NO. LATE CHARGES 7 TOTAL $672.35 PROMISSORY NOTE INFORMATION Note Dated: 12/30/2006 Note Amount: $420,000.00 Interest Paid To: 8/1/2009 Next Due Date: 9/1/2009 IV. The amount to cure defaulted payments as of the date of this notice is $30,953.51. Payments and late charges may continue to accrue and additional advances to your loan may be made, it is necessary to contact the beneficiary prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. As of the dated date of this document the required amount to payoff the obligation secured by the Deed of Trust is: $448,640.14 (note: due to interest, late charges and other charges that may vary after the date of this notice, the amount due for actual loan payoff may be greater). The principal sum of $419,168.62, together with interest as provided in the Note from the 9/1/2009, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/1/2010. The defaults referred to in Paragraph III must be cured by 9/20/2010, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/20/2010 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/20/2010 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): MARTY M. MEAD, AN UNMARRIED INDIVIDUAL 421A AND 421B QUARRY LANE EASTSOUND, WASHINGTON 98245 MARTY M. MEAD PO BOX 316 EASTSOUND, WA 98245 by both first class and certified mail on 5/27/2010, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. If you are a tenant or subtenant in possession of the property that was purchased, pursuant to section 4 of this act, the purchaser at the trustee's sale may either give you a new rental agreement OR give you a written notice to vacate the property in sixty days or more before the end of the monthly rental period. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 6/28/2010 LSI Title Agency, Inc. 1111 Main St., #200 Vancouver, WA 98660 Sale Line:: 714-730-2727 Marina Marin Authorized Signatory ASAP# 3633119 09/01/2010, 09/22/2010 Legal No: S1573 Published: The Isands' Sounder September 1 and 22, 2010

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